Bankruptcy & Your Credit Report

The Bankruptcy Court does not report or furnish information to credit reporting agencies. Bankruptcy petitions, schedules, and other documents filed in a bankruptcy case are public records and are accessible through Public Access to Court Electronic Records (PACER). The Bankruptcy Court is not able to assist you with removing or correcting information listed on your credit report.

The Fair Credit Reporting Act, Section 605, governs the actions of credit reporting agencies and determines how long a bankruptcy remains on a person's credit report. For more information about credit reports see the Federal Trade Commission's website (